Skip to main content
With a sk_test_ key, payments are simulated. Nothing is sent to an operator and no money moves, but the flow is the same as in live mode: the payment is created, your test balance is credited, and your server receives the webhook.
  • Your service can collect in test mode while it is still pending_review.
  • The result is immediate: the response of POST /mobile-money/collections already has its final status (except for the “stays pending” number below).
  • Test balances are separate from live balances.

​
Choose the outcome with the phone number

The last 3 digits of phone_number decide the result: Example: 237670000789 succeeds, 237670000049 fails for insufficient balance.
Test the 129 case: it is the closest to real life, where a customer takes a few seconds to type their PIN. Your code must wait for the webhook, not for the response of the request.