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One all-in price per operator and operation, depending on your KemyPay plan. No setup fee, no monthly minimum. You never have to compute it:
  • GET /mobile-money/countries returns your all-in price in fee, for each operator and operation.
  • POST /mobile-money/quote prices any payment before you request it: what your customer pays, the fee and what you receive.
  • Your dashboard shows the same prices.
Prices vary by country and operator, and can change: always read them from the API rather than hardcoding them.

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Reading fee

  • percent: your all-in percentage for this operator.
  • fixed_tiers: a small fixed amount in local currency added on top, for a few operators only (empty list for most of them). A tier applies when the amount is strictly below below; below: null covers every larger amount.
Example with the fee above, for 400 KES: 2.5 % + 5 KES.

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Who pays the fee

By default you do: the fee is deducted from what you receive. You can also add it to the price paid by your customer. See Who pays the fees.

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High volume

Prices are public and the same for every merchant on the same plan. Processing a high volume? Contact hi@kemypay.com for a custom rate.